Enjoy no annual fee and get 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 
Enroll in Real-Time Rewards, shop nearly anywhere and redeem points instantly via text message. Redemption appears as a credit on your monthly statement

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan Pay no interest* and keep your rewards, all for a small monthly fee

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more

Includes Amazon Music, Amazon Prime Video, Apple Music, Apple TV+, Audible, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change

Enter your estimated monthly spend below and your potential points will be calculated automatically

Best-Of Awards winner for Best Credit Card for Dining Benefits (2X winner)
Gold Medal Best Dining Rewards Card
Best Credit Card for Dining Out/Takeout/Delivery
You can earn:
Redeeming points is quick and easy. Choose any of the following:
Points never expire on your Altitude Go Card. Redeem them right away or save for later

U.S. Bank ExtendPay
™ Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee

If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay

ExtendPay Plan eligibility may change based on your credit card account activity

Yes. Your Altitude Go Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional points while shopping online at over 1,100 stores using your U.S. Bank credit card

Once enrolled:

By using the Rewards Center Earn Mall with your Altitude Go Card, you’ll be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Rewards Center Earn Mall

Yes. Your Altitude Go Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device

Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.