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The U.S. Bank Altitude® Go Visa Signature® Card is a high-value rewards credit card that won't cost you a penny for the annual fee. It carries a strong set of benefits, including bonus rewards, 0% intro APR offers, and even money back on your streaming purchases. Check out our detailed U.S. Bank Altitude® Go Visa Signature® Card review for a full look at what this card offers

Intro APR 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 18.74% - 27.74% (Variable)

**Purchases 0%, 12 billing cycles on purchases
**Balance Transfers 0% on balance transfers, 12 billing cycles
Regular APR
18.74% - 27.74% (Variable)
Rewards 4x points on dining, 2x points on groceries, gas, and streaming services, 1x points on other purchases
1x - 4x points
Annual Fee
$0
Welcome Offer 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening
20,000 points
A rare, great pick that offers lucrative rewards (up to 4x points), a big bonus, and a competitive 0% intro APR offer, all somehow with no annual fee

**This credit card is a good fit for Foodies who spend quite a bit on dining, whether that's from going out togetting takeout, or ordering delivery

The U.S. Bank Altitude® Go Visa Signature® Card has a nice set of features, which include bonus opportunities and an intro 0% APR offer

As a new cardholder, you'll earn this 20,000-point sign-up bonus for spending $1,000 in the first 90 days. Each point is worth $0.01, giving this bonus a value of $200. That's competitive with the best sign-up bonuses among credit cards that don't charge an annual fee

**SEE MORE GREAT BONUS OFFERS Best Sign-Up Bonus Credit Cards
The U.S. Bank Altitude® Go Visa Signature® Card earns:
This card is made for consumers who spend a lot on dining, because 4% back in that category is as good as it gets. The additional bonus categories are nice extras, but you could get 2% back or more in all those areas from other rewards credit cards

**COMPARE MORE OPTIONS Best Rewards Credit Cards
If you're sticking to no annual fee credit cards, this one fits the bill. This type of card works well for consumers on a tight budget or who aren't big spenders

**SEE MORE Best No Annual Fee Credit Cards

This credit card offers a 0% intro APR on purchases and balance transfers for the first 12 billing cycles. Whether you want to pay off purchases over time or cut down credit card debt, this offer will help you save on credit card interest. Note that the 0% intro APR on balance transfers only applies to balance transfers made within 60 days of account opening

A unique perk of the U.S. Bank Altitude® Go Visa Signature® Card is a $15 annual streaming credit. To get this credit, you must make eligible streaming purchases for 11 consecutive months. There are well over a dozen eligible streaming services, including Netflix, Disney+, Spotify, Hulu, and SiriusXM

**LEARN MORE Best Credit Cards for Streaming Services
Some credit cards, especially no annual fee cards, tack on a 3% foreign transaction fee for international purchases. This U.S. Bank card doesn't, so it's a good choice to take along when you're traveling outside the country

**If you want to earn a great cash back rate everywhere The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases, with no bonus categories to manage. It's a fantastic choice if you're looking for a high-value, straightforward cash back card. **If you spend more on groceries than dining You could collect more cash back with the Blue Cash Preferred® Card from American Express. It earns 6% cash back at U.S. supermarkets, up to a spending cap of $6,000 per year. It also offers that same 6% rate on select U.S. streaming services. Terms apply. **READ MORE Best Grocery Credit Cards
|Wells Fargo Active Cash® Card||Blue Cash Preferred® Card from American ExpressRating image, 5.00 out of 5 stars

5.00 starsOur ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs

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Rating image, 5.00 out of 5 stars

5.00 starsOur ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs

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Apply Now for Wells Fargo Active Cash® Card
On Wells Fargo's Secure Website

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Apply Now for Blue Cash Preferred® Card from American Express
On American Express' Secure Website

Terms apply
|Rates & Fees||Rates & FeesGood/Excellent (670-850)
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions

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Good/Excellent (670-850)
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions

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$200 cash rewards offer
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$250
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2% cash rewards
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1% - 6% cash back
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Purchases: 0% intro APR, 15 months from account opening
Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers
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Purchases: 0%, 12 months
Balance Transfers: 0%, 12 months
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18.74%, 23.74%, or 28.74% variable APR
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17.74%-28.74% Variable
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$0
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$0 intro annual fee for the first year, then $95

Apply Now for Wells Fargo Active Cash® Card
On Wells Fargo's Secure Website

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Apply Now for Blue Cash Preferred® Card from American Express
On American Express' Secure Website

Terms apply
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Show More
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There isn't much to complain about with the U.S. Bank Altitude® Go Visa Signature® Card, but it has a small drawback

This card offers several ways to redeem points, including travel, gift cards, and cash back, and you get $0.01 per point with all of them. But there's a 2,500-point ($25) redemption minimum for cash back. Redemption minimums can be frustrating, and many cash back cards don't have them. If you'd rather avoid this, explore other credit card reviews to find one with more flexible redemption options

Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool

We recommend that you have a FICO® Score of 670 or higher to apply for the U.S. Bank Altitude® Go Visa Signature® Card. Applicants who get approved for this card usually have good to excellent credit

There are reports that U.S. Bank has denied some applicants, at least in part because of the number of credit cards they've gotten recently. If you've opened multiple credit cards within the past six months to a year, this is something to be aware of

**READ MORE Best U.S. Bank Credit Cards
Youout often and dining is one of your top two or three expenses per month

The U.S. Bank Altitude® Go Visa Signature® Card has plenty of perks and no major flaws. It's great if you want to finance a purchase at a 0% intro APR, get a yearly credit on streaming purchases, or have a no annual fee card with no foreign transaction fee. But its top feature is big dining rewards, so it's made for consumers who spend a lot in that area

**SEE MORE TOP OPTIONS Best Credit Cards for Dining and Restaurants

The credit limit for the U.S. Bank Altitude® Go Visa Signature® Card generally ranges from $1,000 to $25,000 or more depending on your creditworthiness. Many cardholders have reported credit limits of at least $10,000 with this card, and U.S. Bank often gives generous credit limit increases

No, this card doesn't have foreign transaction fees

It usually isn't hard to get the U.S. Bank Altitude® Go Visa Signature® Card if you have good or excellent credit. Aim for a FICO® Score of 670 or more

We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motleyeditorial content and is created by a different analyst team

For rates and fees for the Blue Cash Preferred® Card from American Express, click here
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